bpayd

Your payments, in your pocket.

bpayd puts Blackstone Merchant Services' processing power in your pocket — accept payments, invoice, and track every dollar with the platform banks trust.

PCI DSS Level 1End-to-end encryptionTrusted by banksApp + web platform
bpayd app phone
bpayd app screen
bpayd app phone
bpayd app screen
How it works

Enterprise-grade payments, set up like an app.

No branch visits, no paperwork marathons. The same rails that power our bank partners, from your phone.

1
Download bpaydFree on the App Store and Google Play.
2
Verify your businessLink your bank and pass a quick review — usually same day.
3
Start processingAccept cards, send invoices, and track payouts live.
The platform

One account. Every payment channel.

In person, online, on the go

Cards, contactless, and wallets through one merchant account — storefront or job site.

Invoices & payment links

Bill by email or text, take deposits, set up recurring billing — and get paid in minutes.

Live money movement

Sales, payouts, and disputes in real time — the visibility of an enterprise back office, pocket-sized.

portal.bmspay.com
bpayd web dashboard
Web platform

The full back office, in any browser.

Sign in from any computer — Chrome, Safari, Edge, or Firefox. The same account and live data as the app, sized for a desk.

Pricing

We put our rates next to yours.

Upload your current statement and our AI audits it line by line — effective rate, hidden fees, and your projected savings with Blackstone.

Free · No obligation · 2 minutes
Your statement, decoded
Your current effective rate3.42%
With Blackstone2.68%
Projected savings$2,568/yr
Who we serve

From corner café to enterprise.

Restaurants

Restaurants

Fast checkout, tips, and online ordering that keep the line moving.

Retail

Retail

POS, contactless, and e-commerce — in-store and online on one system.

Professional services

Professional services

Invoices, recurring billing, and payment links for everyone who bills for their time.

"We moved three locations to bpayd in a week. Same rails our bank uses, but I can check payouts from my phone at the beach."

John · Multi-location retailer, Miami Florida
FAQ

Before you switch.

Talk to a payments specialist — English or Español.

In many cases, yes — we'll review your setup during onboarding and match terminals where needed.

Most merchants are approved and processing within 1-2 days.

bpayd runs on our PCI DSS Level 1 gateway with tokenization, end-to-end encryption, and fraud monitoring.

Rates depend on your business. Upload a statement and our AI shows your exact number next to today's.

25 years of payments. One free download.

Or analyze your statement first and see the savings.
Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI. The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries. All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

English
Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI. The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries. All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

English
Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI. The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries. All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

English