bpayd

bPayd turns your phone into a payment terminal.

Charge cards, send invoices and payment links, and get funds in minutes — enterprise-grade, set up like an app.

Invoice paid
$480.00 just now
Payout scheduled
$3,912.40
We partner with the best in the industry
How it works

Enterprise-grade payments, set up like an app.

No branch visits, no paperwork marathons. The same rails that power our bank partners, from your phone.

1
Download bpaydFree on the App Store and Google Play.
2
Verify your businessLink your bank and pass a quick review — usually same day.
3
Start processingAccept cards, send invoices, and track payouts live.
The platform

One account. Every payment channel.

In person, online, on the go

Cards, contactless, and wallets through one merchant account — storefront or job site.

Invoices & payment links

Bill by email or text, take deposits, set up recurring billing — and get paid in minutes.

Live money movement

Sales, payouts, and disputes in real time — the visibility of an enterprise back office, pocket-sized.

portal.bmspay.com
bpayd web dashboard
Web platform

The full back office, in any browser.

Sign in from any computer — Chrome, Safari, Edge, or Firefox. The same account and live data as the app, sized for a desk.

Pricing

We put our rates next to yours.

Upload your current statement and our AI audits it line by line — effective rate, hidden fees, and your projected savings with Blackstone.

Free · No obligation · 2 minutes
Your statement, decoded
Your current effective rate3.42%
With Blackstone2.68%
Projected savings$2,568/yr
Who we serve

From corner café to enterprise.

Restaurants

Restaurants

Fast checkout, tips, and online ordering that keep the line moving.

Retail

Retail

POS, contactless, and e-commerce — in-store and online on one system.

Professional services

Professional services

Invoices, recurring billing, and payment links for everyone who bills for their time.

"We moved three locations to bpayd in a week. Same rails our bank uses, but I can check payouts from my phone at the beach."

John · Multi-location retailer, Miami Florida
FAQ

Before you switch.

Talk to a payments specialist — English or Español.

In many cases, yes — we'll review your setup during onboarding and match terminals where needed.

Most merchants are approved and processing within 1-2 days.

bpayd runs on our PCI DSS Level 1 gateway with tokenization, end-to-end encryption, and fraud monitoring.

Rates depend on your business. Upload a statement and our AI shows your exact number next to today's.

25 years of payments. One free download.

Or analyze your statement first and see the savings.
Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of KeyBank, N.A., Cleveland, OH" and  "Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI".

English
Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of KeyBank, N.A., Cleveland, OH" and  "Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI".

English
Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of KeyBank, N.A., Cleveland, OH" and  "Blackstone Merchant Services, Inc. is a registered Independent Sales Organization of Citizens Bank, N.A., Providence, RI".

English